From the Structured Income Planning page, you have the ability to add various types of accounts to your structured income plan. Below is a hypothetical example demonstrating how to add a High‑Yield Savings Account (HYSA) from the Structured Income Plan landing page.
Assets:
- High-Yield Savings Accounts (HYSA): $40,000, Tax Growth Only, growing at 3.5%
SIPS Advanced offers five Tax Calculation Options for Accounts:
Step 1: Edit: Click on the green Edit button underneath the Structured Income Planning subheading. 
Step 2: Add Account: Click on the green Add Account underneath the Structured Income Planning subheading. 
Step 3: Account Name: Enter the Account name. (HYSA)
Step 4: Initial Account Balance: Enter the account balance. SIPS only recognizes whole numbers. Adding a comma is optional; SIPS recognizes both formats. 
Step 5: Hypothetical Return: Enter the numeric hypothetical return. If there is no hypothetical return, this box can be left at the default amount of zero. 
Step 6: Tax Calculation Option Dropdown Arrow: Select the dropdown arrow in the Tax Calculation textbox and choose Tax Growth Only (NQ Interest). Since this is a High‑Yield Savings Account, the annual growth will be taxed as taxable interest. 
Step 7: Save: Click the green Save button underneath the Manage Account Subheading. 
Step 8: HYSA Column: The HYSA savings account will automatically be displayed on the Accounts side of the Structured Income Plan. 
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